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Depending on availability and current promotions, it is sometimes possible to save as much as 40% off the full price “rack rates” at the Disney World resorts. How much can I save? The Mail can today expose the extraordinary scale of the scams and the official failures that allowed them to flourish. But Miss Snowdon said the prior ‘registration free-for-all’ meant there could be still be many ‘sleeper cell’ schemes that scammers are still using to target victims today. The scammers launched sales blitzes, often using cold calling to offer targets free ‘pension reviews’ before proposing switching existing pensions to another ‘more lucrative’, but still Government registered, scheme. Scammers using HMRC listed pension schemes continue to fleece thousands of savers a year. She was one of thousands of people who fell victim to scam pension schemes which they trusted because they were registered with HMRC. They are hard-working people who put their faith in the system. In 2011, Order Esaver Watt former sales and marketing executive Mrs Flood and her husband lost £125,000 to the Ark scheme, which cost nearly 500 people their retirement savings and was later described by a High Court judge as a ‘fraud on the trustees’ powers’.
Tens of thousands of workers have lost up to £10billion of savings in Government-sanctioned pension scams. Some victims have been hounded at their homes by bailiffs sent by HMRC. Victims described having mental breakdowns, panic attacks as they live in constant fear of the future, while the scammers who lost their millions have in most cases escaped with little more than a ‘slap on the wrist’. More commissions were generated until the pension pots were all but empty. In 2013, he was cold-called about the Capita Oak scheme, which he was told would give a better return than his Royal Mail pension and a lump sum £5,000 payment from the savings. The £108,000 was my life savings – my entire future – I felt suicidal. Their reward was to have their life’s savings lost and retirements destroyed after transferring their nest eggs to Government-sanctioned pensions that turned out to be scams.
Most agreed to transfer their nest eggs to the rogue schemes because they were enrolled with HMRC and the Pensions Regulator – making it appear above board. Victims cheated of their nest eggs said every day was a ‘slow torture’ with the constant terror of losing their homes and Esaver Watt Review going bankrupt. They took hefty fees from any resulting transfers and Order Esaver Watt put the nest eggs in high-risk and illiquid investments. As Sue Flood, who lost £125,000 with her husband, put it: ‘We and the rest of the victims sit like lambs to the slaughter whilst we wait for HMRC to devour our individual carcasses and to levy a tax penalty. Repair Plus expert painters use zero VOCs (volatile organic compounds) paint not only to make your home looking fresh for longer, but also to protect you from severe chronic health risks like asthma and allergies caused by harmful chemicals found in other paints.